Jio Finance to Raise ₹1,000 Cr via Bonds Next Week

Jio Finance, a big name in India’s financial world, is making waves again! The company is gearing up to raise ₹1,000 crore through its first-ever corporate bond sale.  

Jio Finance is launching its first bond issue to raise ₹1,000 crore via non-convertible debentures (NCDs), expected to open in mid-May 2025. The bonds will have a maturity period of 2 years and 10 months, with an estimated interest rate of 7–8%, pending official confirmation. This move marks Jio Finance’s entry into the debt market to support its expansion in lending and digital financial services.

Let’s see the details and see if this is the right investment for you! 

Jio Finance Bond Issue Date, Interest Rate, and Terms 

Jio Finance, a subsidiary of Jio Financial Services, is set to launch its debut bond issue next week, as per recent reports.  

The bonds, worth up to ₹1,000 crore (around $118 million), will mature in two years and ten months.  

While the exact interest rate (or coupon rate) hasn’t been disclosed yet, market experts expect it to be competitive, likely in the range of 7-8%, given the current trends in India’s corporate bond market. 

• Issue Date: Expected to open next week (mid-May 2025). 
• Maturity: 2 years and 10 months. 
• Amount: Up to ₹1,000 crore. 
• Type: Non-convertible debentures (NCDs), meaning they won’t convert into equity shares. 

Keep an eye on announcements from Jio Financial Services or trusted platforms like BSE India for the exact dates and rates.  

This bond issue is a big deal, as it marks Jio Finance’s entry into the debt market, showing their confidence in growth. 

Should You Invest in Jio Finance Bonds in 2025? 

Bhai, investing in bonds sounds fancy, but is it worth your paisa?  

Let’s weigh the pros and cons.  

Jio Finance is backed by Mukesh Ambani’s Reliance Industries, which gives it a solid reputation.  

Their assets under management (AUM) jumped to ₹10,053 crore in March 2025 from just ₹173 crore a year ago – a massive 5680% growth! This shows they’re growing fast and have big plans. 

Why Consider It? 

• Safety: Bonds are generally safer than stocks, and Jio’s strong backing adds trust. 
• Returns: Expected returns of 7-8% are decent compared to fixed deposits (FDs) offering 6-7%. 
• Diversification: Bonds can balance your portfolio if you’re heavy on stocks. 

But Wait! 

• Risk: Interest rate hikes by the Reserve Bank of India could lower bond prices. 
• Liquidity: Bonds aren’t as easy to sell as stocks if you need quick cash. 
• Tax: Interest from bonds is taxed as per your income slab, unlike tax-free FDs. 

If you’re new to personal finance, start small and consult a financial advisor. Jio Finance bonds could be a good pick for steady returns, but don’t put all your eggs in one basket! 

Upcoming Corporate Bond Issues in India This Month 

Jio Finance isn’t the only player in the game. May 2025 is buzzing with corporate bond issues as companies tap into India’s growing debt market. Some big names include: 

• Tata Capital: Planning a ₹500 crore NCD issue. 
• Bajaj Finance: Rumored to raise ₹1,500 crore with 3-year bonds. 
• Aditya Birla Finance: Likely to issue bonds worth ₹800 crore. 

Check updates on SEBI’s website for the latest offerings. With so many options, compare interest rates, maturity periods, and company ratings before investing. 

Jio Financial Services Debt Offering Analysis 

Jio Financial Services, the parent of Jio Finance, is a non-banking financial company (NBFC) with a focus on lending, insurance, and digital payments.  

Their bond issue is a strategic move to fund expansion, especially in home loans and digital lending.  

Here’s a quick look:

The bond issue reflects Jio’s ambition to become a top player in India’s financial sector. 

However, rising operational costs and pending regulatory approvals (like their BlackRock JV) could pose challenges. 

Jio Financial Services Share Performance 

Jio Financial Services’ stock is also in the spotlight. On May 7, 2025, the share price was ₹256.15, up 1.96% from the previous day.  

The stock has climbed 30.76% from its 52-week low of ₹198.60 but is still below its high of ₹379. Analysts predict it could hit ₹298 soon, driven by strong fundamentals and market trust in Reliance. 

How Will We Invest in the Jio Finance Bond? 

Ready to invest? Here’s the simple process: 

1. Open a Demat Account: You’ll need one to buy bonds. Use platforms like Zerodha or Groww. 
2. Check Bond Details: Look for Jio Finance’s bond issue on BSE or NSE platforms. 
3. Place an Order: Apply through your broker or bank during the issue period. 
4. Payment: Pay online via net banking or UPI. 
5. Hold or Trade: Hold till maturity for interest or trade on the secondary market. 

Always read the bond prospectus for full terms and risks. 

Key Takeaways  

• Jio Finance’s ₹1,000 crore bond issue is a big opportunity for investors in 2025. 
• Expected returns of 7-8% make it attractive but check risks like interest rate changes. 
• Compare with other bond issues and diversify your portfolio. 
• Jio Financial Services’ strong growth and Reliance backing add credibility. 

What’s your take on Jio Finance bonds? Drop a comment or share this article with your investor friends!