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Introduction Your credit score is like your financial report card-it tells banks and lenders how good you are with money. In India, a high credit score can open doors to easy loans, lower interest rates, and even that dream home or car you’ve been eyeing. The CIBIL score range usually falls between 300 and…
Imagine this: You’re at the bank, dreaming of your new flat in Mumbai, only to hear, “Sorry, we can’t approve your loan-your CIBIL score is too low.” Ouch. For many Indians, this isn’t just a story-it’s a reality. A 2024 TransUnion CIBIL report revealed that over 30% of loan applications in India get rejected…