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Share this article ↷ ClearTax WhatsApp CTA WellReturns is now on WhatsApp! Get instant updates and expert tips. Join Now Managing debt in India just got a bit easier, with the Reserve Bank of India (RBI) slashing the repo rate by 50 basis points (bps) to 5.5% on June 6, 2025. This marks the third rate…
Share this article ↷ ClearTax WhatsApp CTA WellReturns is now on WhatsApp! Get instant updates and expert tips. Join Now Selling your mutual fund investments might seem like the quick fix but hold on! A loan against mutual funds can give you the cash you need without letting go of your investments. For Indian…
Share this article ↷ ClearTax WhatsApp CTA WellReturns is now on WhatsApp! Get instant updates and expert tips. Join Now In 2025, finding a personal loan with low interest rates is like hunting for a hidden gem in a bazaar. Whether it’s for a medical emergency, a dream wedding, or consolidating debt, getting the lowest…
Share this article ↷ ClearTax WhatsApp CTA WellReturns is now on WhatsApp! Get instant updates and expert tips. Join Now Managing finances on a ₹30,000 monthly salary can feel like a tightrope walk, especially with rising costs in India in 2025. Credit cards, if used wisely, can help you stretch your budget, earn rewards, and…
Share this article ↷ ClearTax WhatsApp CTA WellReturns is now on WhatsApp! Get instant updates and expert tips. Join Now Your credit score, or CIBIL score in India, is like your financial report card. It tells banks and lenders how trustworthy you are with money. A low score can make getting loans or credit cards tough,…
Share this article ↷ Save Time, Cut Costs & Reduce EMI Stress Owning a home is a big dream for many in India, but the home loan process can feel overwhelming. From piles of paperwork to high EMIs, borrowers often face stress and delays. With smart home loan hacks, you can save time, cut costs, and…
Share this article ↷ How RBI’s New Rules Could Affect You If you’ve ever thought about pawning your gold jewellery to tide over a financial jam, heads up-things might get a bit trickier. The Reserve Bank of India (RBI) dropped a bombshell with its draft rules on April 9, 2025, aiming to tighten the screws on…
Share this article ↷ Credit card debt is piling up like a stack of unpaid bills, and for many Indians, it’s turning into a serious financial headache. With rising costs of daily essentials-think groceries, fuel, and school fees-people are swiping their cards more than ever. But those unpaid balances come with hefty interest rates, making repayment…
Share this article ↷ Debt can feel like a heavy bhaari burden, especially when EMIs pile up and savings vanish faster than chai during a monsoon. For many Indians, debt relief programs promise a way out of this financial tamasha. But are they the right fix for your money troubles? Let’s break it down in simple…
Share this article ↷ Managing money can feel like a bheja fry situation, especially when you’re juggling multiple debts with a not-so-great credit score. For many Indians, debt consolidation loans for bad credit offer a sahi way to get back on track. But what’s the deal with these loans, and how can they help you?…
Introduction Your credit score is like your financial report card-it tells banks and lenders how good you are with money. In India, a high credit score can open doors to easy loans, lower interest rates, and even that dream home or car you’ve been eyeing. The CIBIL score range usually falls between 300 and 900,…
Imagine this: You’re at the bank, dreaming of your new flat in Mumbai, only to hear, “Sorry, we can’t approve your loan-your CIBIL score is too low.” Ouch. For many Indians, this isn’t just a story-it’s a reality. A 2024 TransUnion CIBIL report revealed that over 30% of loan applications in India get rejected due…